All pensions are not created equal.

Auto enrolment legislation came in effect in October 2012, initially it only effected the largest of employers. Now it effects all employers. 

It has been quite a journey over the last few years, with the pensions on offer evolving to meet the demands of the SME market and the contribution changes that have occurred. By the end of 2017 more than 7,000,000 workers had been successfully automatically enrolled... and more than 500,000 employers had completed their declaration of compliance. 

Understandably, many employers are looking for the simplest route to compliance, at a low cost. 

For some employers, however, it's more appropriate to give more thought to the offering you make to your staff, as it could prove a key factor when recruiting and retaining the best people. Whether it's an escalating contribution rate to reward loyalty, or a more sophisticated investment choice to allow your people to been more involved, to name but a few. 

At Populo we have in-house researchers who can develop questionnaires for your employees to help define what elements of a pension are important to them. Our independent financial advisers can then use the results to help establish the most suitable scheme to meet your company and your employee requirements. 

Furthermore, the auto enrolment market for SME's is now starting to include moving pension provider. 

Since auto enrolment began the market has moved on massively, the employer charges have changed, the online functionality has increased significantly, and the investment funds now have a longer track record. If you are less then completely satisfied with your pension provider we can undertake a review of the market on your behalf and consider if there is a more suitable alternative now available. 

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